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See how Citi is taking steps to help mitigate the effects of the pandemic, from helping clients to providing relief through funds to frontline healthcare workers, organizations such as No Kid Hungry and more. Despite the pandemic limiting options for group events, Citi was determined to do our part through meaningful volunteerism. The Citi Plex Account is a new digital checking and savings account built to make managing money simpler, smarter and more rewarding. Community Development Financial Institutions do more than provide capital, they level the playing field for communities and populations at risk of being left behind. Market attention has focused on the bearish potential return of the U.

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Jive investments consultoria ltd abc

Participants are expected to choose the Fund that best aligns with the year that they turn 65 and then contribute to the Fund appropriately over the course of their career. The Funds are designed to take care of the rest by investing in a diversified mix of strategies and asset classes which automatically adjusts to become increasingly conservative over time.

By gradually changing its asset allocation in this way, each Fund is designed to help shareholders achieve the appropriate balance between long-term capital growth, inflation protection, and current income for each stage of their savings and investing career. Over the course of the first year for the Funds we have been quite satisfied with their design.

From an overall investment performance standpoint, however, we were somewhat disappointed with the first year. The relative underperformance ranged from the Fund lagging its benchmark by While we regret the relative underperformance in our first fiscal year, we must acknowledge the fact that it was generally a difficult year for active management across most major markets.

We continue to believe that we have assembled a highly capable team of sub-advisors, and that the Funds are well positioned to achieve their objectives going into and beyond. Respectfully Submitted,. The performance data quoted represents past performance. Past performance does not guarantee future results.

Returns greater than one year are average annual total returns. In order to better understand the sources of underperformance for the year it is helpful to review the design of the Funds. This means that each of the Funds is composed of a collection of sub-funds, each with a specific purpose that contributes to the overall design.

At the highest level these sub-funds can be grouped into six major categories which include: large cap US equities, small cap US equities, international equities, broad fixed income, real or inflation sensitive assets, and short term fixed income. Each of the KP Retirement Path Funds varies its exposure to these asset categories over time to ensure that it is achieving the appropriate balance of capital appreciation, current income, inflation protection, and capital preservation.

The Fund, for example, is primarily invested in large cap US equity, small cap US equity, and international equity. The Fund, on the other hand, has a much greater emphasis on broad fixed income, real assets, and short term fixed income.

The performance of each Fund is compared to its own strategic benchmark. The strategic benchmarks are designed to reflect the target asset allocation for each Fund, while also assuming that each of the underlying asset classes is implemented using a passive index. Management does not attempt to add value by trying to time markets using tactical asset allocation.

Instead we have designed a sophisticated rebalancing algorithm that keeps the Funds very close to their strategic asset allocation targets over time. As a result, virtually all of the relative performance of the Funds versus their strategic benchmarks can be explained by the relative performance of the strategies within each of the six underlying asset classes. Given this understanding, we can now put the relative performance of the KP Retirement Path Funds into perspective by examining the relative performance of each of the underlying asset classes.

This Fund is benchmarked to the Russell Index. The Fund returned This underperformance of During this time in particular, the large cap growth strategy was hurt by poor stock selection in the Information Technology and Consumer Discretionary sectors. Notable securities in these sectors included an underweight to Apple, which performed well over the period, and an overweight to Amazon.

Because large cap is a significant part of the asset allocation for all of the KP Retirement Path Funds, this was the greatest source of relative underperformance across the entire family. The Fund employs five strategies including a passive Russell strategy, two active small cap growth strategies, and two active small cap value strategies.

The Fund returned 4. Because small cap is a relatively small part of the asset allocation for the KP Retirement Path Funds, this was not a significant source of relative underperformance. Because international equity is a large part of the asset allocation for the KP Retirement Path Funds, this was a significant source of relative underperformance.

The Fund returned 2. Roughly During this period Management elected to pre-fund the emerging markets and bank loans strategies in order to facilitate the transition of participant assets into the fund and to save them significant transactions costs. Over this period the Fund was almost entirely invested in those two strategies, both of which underperformed the index. The remaining roughly 1. The underperformance of the Fixed Income allocation had a greater impact on the , , and Funds than on the rest of the series.

The KP Retirement Path Funds achieve their real assets exposure through the use of a diversified collection of non-affiliated sub-funds each specializing in a different inflation-sensitive strategy. Collectively these strategies returned 6. Six of the seven underlying real assets funds met or exceeded the performance of their respective benchmarks over the measurement period.

The international real estate, global infrastructure, and commodities strategies did particularly well outperforming by 6. Because real assets are a relatively small part of the asset allocation for the KP Retirement Path Funds, they did not contribute significantly to relative performance across the series. The KP Retirement Path Funds achieve their short term fixed income exposure through the use of a low-cost index strategy.

This sub-fund outperformed its benchmark by 1. This outperformance primarily impacted the , and Funds, as the rest of the Funds in the series have little to no exposure to this asset class. Please read the prospectus carefully before investing. They are part of The KP Funds Series Trust, an open-end management investment company that offers shares of diversified portfolios. The funds are advised by Callan Associates Inc.

Only participants in the Kaiser Permanente defined contribution plans and b plans can invest in the funds. There can be no assurance that a Fund will achieve its stated objectives. Investing involves risk including loss of principal. Bond and bond funds are subject to interest rate risk and will decline in value as interest rates rise.

Mortgage-backed securities are subject to pre-payment and extension risk and therefore react differently to changes in interest rates than other bonds. Small movements in interest rates may quickly and significantly reduce the value of certain mortgage-backed securities. Non-investment grade bonds involve greater risks of default and are more volatile than investment grade securities, due to the speculative nature of the investment.

International investments involve risk of capital loss from unfavorable fluctuation in currency values, from differences in generally accepted accounting principles or from social, economic or political instability in other nations.

These risks are heightened when investing in emerging markets or in a single state. Currency risk is the risk that foreign currencies will decline in value relative to the U. In either event, the dollar value of an investment in the Underlying Fund would be adversely affected. The use of leverage by the fund managers may accelerate the velocity of potential losses. Diversification does not protect against market loss. Definition of Comparitive Indices. Each index provides varying levels of exposure to equities and fixed income.

Each target date allocation is created and retired according to a pre-determined schedule related to the respective target date. The Russell Index measures the performance of the large-cap segment of the U. The Russell Index measures the performance of the small-cap segment of the U.

It includes approximately 2, of the smallest securities based on a combination of their market cap and current index membership. The MSCI Emerging Markets Equity Index is a free float-adjusted market capitalization index that is designed to measure equity market performance in the global emerging markets. KP Retirement Path Fund. The performance data quoted herein represents past performance and the return and value of an investment in the Fund will fluctuate so that, when redeemed, may be worth less than its original cost.

If such fees and expenses were included in the index returns, the performance would have been lower. Please note that one cannot invest directly in an unmanaged index. There are no assurances that the Fund will meet its stated objectives. Returns shown do not reflect the deduction of taxes that a shareholder would pay on Fund distributions or the redemption of Fund shares.

See definition of comparative indices on page 4. Russell Index. KP International Equity Fund. KP Fixed Income Fund. Barclays US Aggregate Index. Lazard Global Listed Infrastructure Portfolio. Vanguard Inflation-Protected Securities Fund. All transfers, if any, are recognized by the Fund at the end of the period. The accompanying notes are an integral part of the financial statements.

Advance Auto Parts. Best Buy. Darden Restaurants. Delphi Automotive PLC. DR Horton. Family Dollar Stores. Ford Motor. General Motors. Genuine Parts. Harman International Industries. Home Depot. Interpublic Group of Companies. Johnson Controls. L Brands. Newell Rubbermaid. Omnicom Group. Ross Stores. Royal Caribbean Cruises. Time Warner. Time Warner Cable. Tractor Supply. Walt Disney.

Wyndham Worldwide. Wynn Resorts. Altria Group. Avon Products. Campbell Soup. Coca-Cola Enterprises. ConAgra Foods. Costco Wholesale. CVS Health. Diageo PLC. Dr Pepper Snapple Group. General Mills. Hormel Foods. JM Smucker. Keurig Green Mountain.

Kraft Foods Group. Philip Morris International. Reynolds American. Walgreens Boots Alliance. Wal-Mart Stores. Whole Foods Market. Anadarko Petroleum. Baker Hughes. Chesapeake Energy. Cimarex Energy. Denbury Resources. Devon Energy. Diamond Offshore Drilling. EOG Resources. Exxon Mobil. Kinder Morgan. Marathon Oil. Marathon Petroleum. Murphy Oil. Nabors Industries. National Oilwell Varco. Noble Energy. Occidental Petroleum. Phillips Pioneer Natural Resources. QEP Resources. Range Resources.

Spectra Energy. Valero Energy. American Express. American International Group. Ameriprise Financial. Aon PLC. Bank of America. Bank of New York Mellon. Capital One Financial. Charles Schwab. Cincinnati Financial. Discover Financial Services. Fifth Third Bancorp. Franklin Resources. Goldman Sachs Group. Hartford Financial Services Group.

Hudson City Bancorp. Huntington Bancshares. She leads even when there are other offices participating in the same project. Of particular note, the department stands out for its expertise in the agribusiness sector. He always serves the customer personally and demonstrates excellent technical knowledge, with a comprehensive view.

Moreover, he is always up-to-date and knows how to identify the jurisprudence and legislative trends on the subject. He is very technical and has a deep knowledge of the Brazilian procedural system and case law.

Additionally, the partners are very hands-on and participate directly in the daily activities. Nancy Franco and Thiago Gerbasi are very experienced in the agribusiness sector in Brazil. He is sharp, strong, creative and always acts as if his life depended on the case. Ricardo Ranzolin. The practice also possesses the ability to handle disputes involving real estate and energy issues, as well as regulatory agencies.

Investment and pension funds often seek Lucas Hermeto 's advice on contentious matters. Its clients are active across multiple sectors, including real estate, energy, financial services, retail and media. They have a disruptive vision of litigation. The team is exceptional in all areas of litigation, but particularly stands out in corporate and commercial disputes.

He is the type of lawyer with whom we want to relate, because it is impossible to feel weak or susceptible when represented by him, whose scientific knowledge is also very impressive. He is capable of transforming any type of dense subject into pleasant reading, without ever losing its legality.

He is also a great strategist. Typical instructions include construction and energy-related cases and restructuring claims. Domingos Refinetti , who has vast experience in the field of litigation and insolvency, recently joined from Stocche Forbes Advogados. The practice is also proficient in litigation involving real estate, insurance, financial and contractual issues, among other areas.

Dispute resolution is at the core of Andrade Maia Advogados ' practice, which is noted for class actions and mass litigation. The firm acts for a diverse client base, which includes several leading international and domestic companies. Bruno Carriello. They answer questions immediately, which shows that they follow the processes and have knowledge of the procedures. They are intelligent and studious, communicate very clearly and have extensive knowledge in the areas in which they operate.

They follow the cases very closely, having knowledge of everything that occurs in the process and answer questions immediately, without having to research the current one. It has very good and capable lawyers with very good knowledge in their respective fields of work.

He has great academic credentials and is respected by his peers and the judges. Litigation involving the financial sector is a core area of activity for Bruna Macedo Moreth. She is able to create a culture inside the office which follows her principles. Verzola brings to the table experience in strategic and regulatory litigation, while Giacometti is proficient in corporate, tort, consumer and insurance disputes.

With an elegant and vigorous way to represent his clients in litigation, he always stands out as a key individual. Julia Astorga de Souza is a rising star in her field. The team, which is also adept at handling contentious commercial matters, has been particularly active in litigation involving bus and rail transport regulations.

The team excels in strategic litigation, both in the administrative and judicial spheres. Their knowledge of administrative law is outstanding. They were extraordinarily careful and skillful at data handling, document drafting, holding the oral hearings and providing the necessary advice. Moreover, they were brilliant when developing the judicial strategies, relying on the best available knowledge and legal practices.

The department is composed of seasoned practitioners, who bring together cross-practice expertise to handle contentious matters involving antitrust and regulatory issues, as well as insolvency, corporate and environmental law.

Guilherme Setoguti. They are extremely dedicated and always provide a great perspective whilst keeping the bigger picture in mind of how the case might unfold. Guilherme Setoguti is very respected as a lawyer. The firm is very quick with everything you ask. In addition, every single lawyer of the firm has an outstanding technical capability. Rodrigo de Castro is a very well-experienced lawyer and knows exactly what companies are looking for when it comes to problem solving.

Guilherme Setoguti is one of the most impressive lawyers that I have ever known, considering the amount of experience that he already has, despite being so young. He has a very modern approach as a lawyer and possesses an astonishing technical capability. The practice is also well equipped to assist with litigation concerning construction, healthcare, education and technology-related disputes. Areas of recent growth for the dispute resolution team include contentious real estate and banking matters.

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It is mandatory to procure user consent prior to running these cookies on your website. Dispute Resolution: Litigation 1. Pinheiro Neto Advogados. Sergio Bermudes Advogados. Demarest Advogados. Machado Meyer Sendacz e Opice Advogados. Mannheimer, Perez E Lyra Advogados. TozziniFreire Advogados. Huck, Otranto, Camargo Advogados.

KLA Advogados. Trench Rossi Watanabe. Bichara Advogados. Lefosse Advogados. Leite, Tosto e Barros Advogados Associados. Lobo de Rizzo Advogados. Souto Correa Advogados. Stocche Forbes Advogados. Veirano Advogados. Vella Pugliese Buosi e Guidoni Advogados. Castro Barros Advogados. Baptista Advogados. Siqueira Castro — Advogados. ASBZ Advogados.

Azevedo Sette Advogados. Cascione Pulino Boulos Advogados. Felsberg Advogados. LUC Advogados. Mattos Engelberg Advogados. Muriel Medici Franco Advogados. Silveiro Advogados. Vieira, Rezende, Barbosa e Guerreiro Advogados. Warde Advogados. Almeida Advogados. Andrade Maia Advogados.

Dias Carneiro Advogados. Ernesto Borges Advogados. Advocacia Fernanda Hernandez. Advocacia Fernando Rudge Leite. Marchini Botelho Caselta Advogados. Monteiro de Castro e Setoguti Advogados. Sergio Bermudes - Sergio Bermudes Advogados. Celso Xavier - Demarest Advogados. Pedro Acioli Werner - Bichara Advogados. Le guide Rechercher tous les cabinets avec un profil enrichi Brazil Montrer les profils.

Tier 1 Cabinets d'avocats. Successfully defended Saint-Gobain in a public civil action against the client, which claimed that the company should be required to add a late payment clause in all of its showroom sales contracts in case of delay in the delivery of goods.

Acted for Brookfield in a citizen suit and a civil public action against the sale of NTS, a Petrobras subsidiary that engages in natural gas distribution in the southeast region of Brazil. Assisting Tribeca since in corporate disputes against its partners in a local company named Futura. Principaux dossiers Defends Vale in the case related to the collapse of the Samarco dam in , and the proceedings arising out of the Brumadinho dam collapse.

Representing UTC Engenharia in a dispute against Petrobras concerning two service provision agreements entered into by both companies. Tier 2 Cabinets d'avocats. Defending Shire in a class action discussing whether pharmaceutical companies that have performed clinical trials in Brazil would have the obligation to supply the tested drugs to the participants of the trial free of charge and without any time limitation.

Retained by Google to take care of its litigation related to Google Ads. Assisted Vale with the judicial claims resulting from a major accident, including those related to the indemnification that must be paid to the victims of the accident, which amount to very sizeable monetary values. Responsables de la pratique: Sergio Mannheimer ; Tomaz Lyra. Principaux clients W. Acts for Colgate in strategic litigation in Brazil, notably a civil action filed by the State Legislature of Rio de Janeiro challenging the efficacy of an ingredient in its bestseller toothpaste.

Representing Facebook in Supreme Court litigation about the safe harbour provision established by the Brazilian Internet Law. Tier 3 Cabinets d'avocats. Assisting Airbnb in a special appeal filed before the Brazilian Superior Court of Justice that is considered to be a leading case in Brazilian case law with regard to limitations on rights of property by condominium agreements over owners of flats that want to rent them for short periods of time.

Responsables de la pratique: Guilherme Gomes Pereira. Thorough, careful and experienced. Mercado Bitcoin. Principaux dossiers Assisting HS Produkt, a Croatian company, in a writ of mandamus regarding a public tender offer undertaken by the police of the State of Rio Grande do Sul for the acquisition of pistols.

Advising Engine Br Tecnologia on claims that are strategic for the continuation of its business. Responsables de la pratique: Tiago Cortez. Acts on behalf of Ingresso. Represents Cinemark in several lawsuits filed by ECAD, the Brazilian office responsible for the collection of copyrights, requesting Cinemark to stop exhibiting film soundtracks in its cinemas until it obtains authorisation, and requesting compensation for losses and damages. Tier 4 Cabinets d'avocats. Responsables de la pratique: Pedro Maciel.

Principaux dossiers Acted as counsel to debtor Grupo UTC in relation to the termination of a leniency agreement by Petrobras which caused the client to file a petition for reorganisation. Principaux dossiers Assistance to Juruena in damage claims filed by Energisa Mato Grosso — Distribuidora de Energia seeking compensation for fines levied by the State of Mato Grosso upon wrongful use of tax credits.

GALISSARD INVESTMENT FIRMS

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ROSEWOOD PROPERTIES INVESTMENTS LPL FINANCIAL

From an overall investment performance standpoint, however, we were somewhat disappointed with the first year. The relative underperformance ranged from the Fund lagging its benchmark by While we regret the relative underperformance in our first fiscal year, we must acknowledge the fact that it was generally a difficult year for active management across most major markets.

We continue to believe that we have assembled a highly capable team of sub-advisors, and that the Funds are well positioned to achieve their objectives going into and beyond. Respectfully Submitted,. The performance data quoted represents past performance.

Past performance does not guarantee future results. Returns greater than one year are average annual total returns. In order to better understand the sources of underperformance for the year it is helpful to review the design of the Funds. This means that each of the Funds is composed of a collection of sub-funds, each with a specific purpose that contributes to the overall design.

At the highest level these sub-funds can be grouped into six major categories which include: large cap US equities, small cap US equities, international equities, broad fixed income, real or inflation sensitive assets, and short term fixed income. Each of the KP Retirement Path Funds varies its exposure to these asset categories over time to ensure that it is achieving the appropriate balance of capital appreciation, current income, inflation protection, and capital preservation.

The Fund, for example, is primarily invested in large cap US equity, small cap US equity, and international equity. The Fund, on the other hand, has a much greater emphasis on broad fixed income, real assets, and short term fixed income. The performance of each Fund is compared to its own strategic benchmark. The strategic benchmarks are designed to reflect the target asset allocation for each Fund, while also assuming that each of the underlying asset classes is implemented using a passive index.

Management does not attempt to add value by trying to time markets using tactical asset allocation. Instead we have designed a sophisticated rebalancing algorithm that keeps the Funds very close to their strategic asset allocation targets over time. As a result, virtually all of the relative performance of the Funds versus their strategic benchmarks can be explained by the relative performance of the strategies within each of the six underlying asset classes. Given this understanding, we can now put the relative performance of the KP Retirement Path Funds into perspective by examining the relative performance of each of the underlying asset classes.

This Fund is benchmarked to the Russell Index. The Fund returned This underperformance of During this time in particular, the large cap growth strategy was hurt by poor stock selection in the Information Technology and Consumer Discretionary sectors. Notable securities in these sectors included an underweight to Apple, which performed well over the period, and an overweight to Amazon. Because large cap is a significant part of the asset allocation for all of the KP Retirement Path Funds, this was the greatest source of relative underperformance across the entire family.

The Fund employs five strategies including a passive Russell strategy, two active small cap growth strategies, and two active small cap value strategies. The Fund returned 4. Because small cap is a relatively small part of the asset allocation for the KP Retirement Path Funds, this was not a significant source of relative underperformance.

Because international equity is a large part of the asset allocation for the KP Retirement Path Funds, this was a significant source of relative underperformance. The Fund returned 2. Roughly During this period Management elected to pre-fund the emerging markets and bank loans strategies in order to facilitate the transition of participant assets into the fund and to save them significant transactions costs. Over this period the Fund was almost entirely invested in those two strategies, both of which underperformed the index.

The remaining roughly 1. The underperformance of the Fixed Income allocation had a greater impact on the , , and Funds than on the rest of the series. The KP Retirement Path Funds achieve their real assets exposure through the use of a diversified collection of non-affiliated sub-funds each specializing in a different inflation-sensitive strategy.

Collectively these strategies returned 6. Six of the seven underlying real assets funds met or exceeded the performance of their respective benchmarks over the measurement period. The international real estate, global infrastructure, and commodities strategies did particularly well outperforming by 6. Because real assets are a relatively small part of the asset allocation for the KP Retirement Path Funds, they did not contribute significantly to relative performance across the series.

The KP Retirement Path Funds achieve their short term fixed income exposure through the use of a low-cost index strategy. This sub-fund outperformed its benchmark by 1. This outperformance primarily impacted the , and Funds, as the rest of the Funds in the series have little to no exposure to this asset class.

Please read the prospectus carefully before investing. They are part of The KP Funds Series Trust, an open-end management investment company that offers shares of diversified portfolios. The funds are advised by Callan Associates Inc. Only participants in the Kaiser Permanente defined contribution plans and b plans can invest in the funds.

There can be no assurance that a Fund will achieve its stated objectives. Investing involves risk including loss of principal. Bond and bond funds are subject to interest rate risk and will decline in value as interest rates rise. Mortgage-backed securities are subject to pre-payment and extension risk and therefore react differently to changes in interest rates than other bonds.

Small movements in interest rates may quickly and significantly reduce the value of certain mortgage-backed securities. Non-investment grade bonds involve greater risks of default and are more volatile than investment grade securities, due to the speculative nature of the investment. International investments involve risk of capital loss from unfavorable fluctuation in currency values, from differences in generally accepted accounting principles or from social, economic or political instability in other nations.

These risks are heightened when investing in emerging markets or in a single state. Currency risk is the risk that foreign currencies will decline in value relative to the U. In either event, the dollar value of an investment in the Underlying Fund would be adversely affected.

The use of leverage by the fund managers may accelerate the velocity of potential losses. Diversification does not protect against market loss. Definition of Comparitive Indices. Each index provides varying levels of exposure to equities and fixed income.

Each target date allocation is created and retired according to a pre-determined schedule related to the respective target date. The Russell Index measures the performance of the large-cap segment of the U. The Russell Index measures the performance of the small-cap segment of the U.

It includes approximately 2, of the smallest securities based on a combination of their market cap and current index membership. The MSCI Emerging Markets Equity Index is a free float-adjusted market capitalization index that is designed to measure equity market performance in the global emerging markets.

KP Retirement Path Fund. The performance data quoted herein represents past performance and the return and value of an investment in the Fund will fluctuate so that, when redeemed, may be worth less than its original cost. If such fees and expenses were included in the index returns, the performance would have been lower.

Please note that one cannot invest directly in an unmanaged index. There are no assurances that the Fund will meet its stated objectives. Returns shown do not reflect the deduction of taxes that a shareholder would pay on Fund distributions or the redemption of Fund shares. See definition of comparative indices on page 4.

Russell Index. KP International Equity Fund. KP Fixed Income Fund. Barclays US Aggregate Index. Lazard Global Listed Infrastructure Portfolio. Vanguard Inflation-Protected Securities Fund. All transfers, if any, are recognized by the Fund at the end of the period.

The accompanying notes are an integral part of the financial statements. Advance Auto Parts. Best Buy. Darden Restaurants. Delphi Automotive PLC. DR Horton. Family Dollar Stores. Ford Motor. General Motors. Genuine Parts. Harman International Industries. Home Depot. Interpublic Group of Companies. Johnson Controls. L Brands. Newell Rubbermaid. Omnicom Group. Ross Stores. Royal Caribbean Cruises. Time Warner. Time Warner Cable. Tractor Supply. Walt Disney.

Wyndham Worldwide. Wynn Resorts. Altria Group. Avon Products. Campbell Soup. Coca-Cola Enterprises. ConAgra Foods. Costco Wholesale. CVS Health. Diageo PLC. Dr Pepper Snapple Group. General Mills. Hormel Foods. JM Smucker. Keurig Green Mountain.

Kraft Foods Group. Philip Morris International. Reynolds American. Walgreens Boots Alliance. Wal-Mart Stores. Whole Foods Market. Anadarko Petroleum. Baker Hughes. Chesapeake Energy. Cimarex Energy. Denbury Resources. Devon Energy. Diamond Offshore Drilling. EOG Resources. Exxon Mobil. Kinder Morgan. Marathon Oil.

Marathon Petroleum. Murphy Oil. Nabors Industries. National Oilwell Varco. Noble Energy. Occidental Petroleum. Phillips Pioneer Natural Resources. QEP Resources. Range Resources. Spectra Energy. Valero Energy. American Express. American International Group. Ameriprise Financial. Aon PLC. Bank of America. Bank of New York Mellon. Capital One Financial. Charles Schwab.

Cincinnati Financial. Discover Financial Services. Fifth Third Bancorp. Franklin Resources. Goldman Sachs Group. Hartford Financial Services Group. Hudson City Bancorp. Huntington Bancshares. Intercontinental Exchange. JPMorgan Chase. Legg Mason. Leucadia National. I have had the pleasure to work with him for several years now, mainly in issues involving distribution agreements, breach of contracts, evaluation of complex agreements, etc. He is business-driven, flexible in terms of legal fees, pro-active and is always available for his clients no matter when and regardless of the number of cases he handles for the client.

Their communication is very effective, straight to the point, and simple. They are very good at meeting tight deadlines without compromising the quality of the work. The team undertakes a range of work, regularly assisting with the resolution of disputes involving consumer law, breach of contract and other corporate and commercial issues. I also highlight the lawyers Luis Guilherme A. Bondioli and Fernanda Cardoso, for their high technical capacity and brilliance.

The department is well equipped to advise on cases arising from civil, commercial and corporate disputes, as well as consumer claims. Felipe Bastos , whose experience covers litigation and mediation, oversees the department. Felipe Bastos. Lawyers are qualified and always available. Ricardo Gama stands out for his negotiation skills, and ability to handle complex and sensible matters.

Antonio Celso Pugliese. In particular, the department is often instructed to act in cases before the superior courts in Brazil. Felipe Monnerat 's areas of expertise include cases addressing regulatory issues pertaining to the telecoms sector. Their petitions are not only clear and easy to read, but also short and complete.

The civil and commercial litigation practice at L. In addition, the department is well equipped to handle disputes concerning IP, construction, credit recovery, real estate and environmental law. The team is led by Gustavo Fernandes de Andrade , who focuses on commercial and corporate disputes, and Leonardo Morato , who specialises in restructuring matters. Gustavo Fernandes de Andrade ; Leonardo Morato.

They are not only extremely business-oriented, but also attentive to the details and specific facts of my industry. He is talented, assertive. He quickly understands the deep aspects of the case and is easy to deal with. Other areas of expertise include civil litigation, corporate disputes and administrative proceedings.

The key point of contact is founding partner Theresa Arruda Alvim. The practice is jointly led by three partners: Alfredo Zucca Neto , whose experience in civil and commercial litigation spans more than two decades; Aitan Canuto Cosenza Portela , who excels in contentious matters pertaining to the energy and financial services sectors; and Christian Vieira , who is noted for corporate and construction disputes.

Daniel Telles is an operator of the law that has evolved a lot, especially with regard to management skills. The practice is instructed by a diverse client portfolio of companies active in a range of industries, particularly technology and telecoms. Most of the partners have a very good academic background, which allows them to be very creative in the proceedings. Renato Caovilla is also an excellent partner.

With in-depth knowledge of the automobile and healthcare industries, the practice also excels in contentious matters pertaining to the technology and pharmaceutical industries. Luiz Fernando Alouche is an excellent lawyer, who gets involved in the matters and is always available to answer any questions.

Renato Cury is an easily reachable partner and an excellent professional to support in product liability cases. He has excellent knowledge of the law in the area of product liability and class actions. He is also strategic and thinks creatively to achieve the best and most efficient solutions for clients.

They are proactive. She leads even when there are other offices participating in the same project. Of particular note, the department stands out for its expertise in the agribusiness sector. He always serves the customer personally and demonstrates excellent technical knowledge, with a comprehensive view. Moreover, he is always up-to-date and knows how to identify the jurisprudence and legislative trends on the subject. He is very technical and has a deep knowledge of the Brazilian procedural system and case law.

Additionally, the partners are very hands-on and participate directly in the daily activities. Nancy Franco and Thiago Gerbasi are very experienced in the agribusiness sector in Brazil. He is sharp, strong, creative and always acts as if his life depended on the case. Ricardo Ranzolin. The practice also possesses the ability to handle disputes involving real estate and energy issues, as well as regulatory agencies.

Investment and pension funds often seek Lucas Hermeto 's advice on contentious matters. Its clients are active across multiple sectors, including real estate, energy, financial services, retail and media. They have a disruptive vision of litigation. The team is exceptional in all areas of litigation, but particularly stands out in corporate and commercial disputes. He is the type of lawyer with whom we want to relate, because it is impossible to feel weak or susceptible when represented by him, whose scientific knowledge is also very impressive.

He is capable of transforming any type of dense subject into pleasant reading, without ever losing its legality. He is also a great strategist. Typical instructions include construction and energy-related cases and restructuring claims.

Domingos Refinetti , who has vast experience in the field of litigation and insolvency, recently joined from Stocche Forbes Advogados. The practice is also proficient in litigation involving real estate, insurance, financial and contractual issues, among other areas.

Dispute resolution is at the core of Andrade Maia Advogados ' practice, which is noted for class actions and mass litigation. The firm acts for a diverse client base, which includes several leading international and domestic companies. Bruno Carriello. They answer questions immediately, which shows that they follow the processes and have knowledge of the procedures.

They are intelligent and studious, communicate very clearly and have extensive knowledge in the areas in which they operate. They follow the cases very closely, having knowledge of everything that occurs in the process and answer questions immediately, without having to research the current one. It has very good and capable lawyers with very good knowledge in their respective fields of work. He has great academic credentials and is respected by his peers and the judges.

Litigation involving the financial sector is a core area of activity for Bruna Macedo Moreth. She is able to create a culture inside the office which follows her principles. Verzola brings to the table experience in strategic and regulatory litigation, while Giacometti is proficient in corporate, tort, consumer and insurance disputes.

With an elegant and vigorous way to represent his clients in litigation, he always stands out as a key individual. Julia Astorga de Souza is a rising star in her field. The team, which is also adept at handling contentious commercial matters, has been particularly active in litigation involving bus and rail transport regulations. The team excels in strategic litigation, both in the administrative and judicial spheres.

Their knowledge of administrative law is outstanding. They were extraordinarily careful and skillful at data handling, document drafting, holding the oral hearings and providing the necessary advice. Moreover, they were brilliant when developing the judicial strategies, relying on the best available knowledge and legal practices.

The department is composed of seasoned practitioners, who bring together cross-practice expertise to handle contentious matters involving antitrust and regulatory issues, as well as insolvency, corporate and environmental law. Guilherme Setoguti. They are extremely dedicated and always provide a great perspective whilst keeping the bigger picture in mind of how the case might unfold.

Guilherme Setoguti is very respected as a lawyer. The firm is very quick with everything you ask. In addition, every single lawyer of the firm has an outstanding technical capability. Rodrigo de Castro is a very well-experienced lawyer and knows exactly what companies are looking for when it comes to problem solving. Guilherme Setoguti is one of the most impressive lawyers that I have ever known, considering the amount of experience that he already has, despite being so young.

He has a very modern approach as a lawyer and possesses an astonishing technical capability. The practice is also well equipped to assist with litigation concerning construction, healthcare, education and technology-related disputes. Areas of recent growth for the dispute resolution team include contentious real estate and banking matters.

Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies.

It is mandatory to procure user consent prior to running these cookies on your website. Dispute Resolution: Litigation 1. Pinheiro Neto Advogados. Sergio Bermudes Advogados. Demarest Advogados. Machado Meyer Sendacz e Opice Advogados. Mannheimer, Perez E Lyra Advogados. TozziniFreire Advogados. Huck, Otranto, Camargo Advogados. KLA Advogados. Trench Rossi Watanabe. Bichara Advogados. Lefosse Advogados.

Leite, Tosto e Barros Advogados Associados. Lobo de Rizzo Advogados. Souto Correa Advogados. Stocche Forbes Advogados. Veirano Advogados. Vella Pugliese Buosi e Guidoni Advogados. Castro Barros Advogados. Baptista Advogados. Siqueira Castro — Advogados. ASBZ Advogados. Azevedo Sette Advogados. Cascione Pulino Boulos Advogados. Felsberg Advogados. LUC Advogados. Mattos Engelberg Advogados.

Muriel Medici Franco Advogados. Silveiro Advogados. Vieira, Rezende, Barbosa e Guerreiro Advogados. Warde Advogados. Almeida Advogados. Andrade Maia Advogados. Dias Carneiro Advogados. Ernesto Borges Advogados.

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The firm regularly acts for major domestic and international underwriters and issuers, and also has strong expertise in securitisations and other related areas.

Conti investments bvu Fritz Business Services There can be no assurance that a Fund will achieve its stated objectives. These cookies do not store any personal information. Covidien PLC. The partners really understand what the clients are seeking, which makes them a very unique law firm with that tailor-made touch.
Jive investments consultoria ltd abc The characteristic that makes him stand out is his ability to present practical solutions. The practice is jointly led by three partners: Alfredo Zucca Netowhose experience in civil and commercial litigation spans more jive investments consultoria ltd abc two decades; Aitan Forex 3d charts Cosenza Portelawho excels in contentious matters pertaining to the energy and financial services sectors; and Christian Vieirawho is noted for corporate and construction disputes. Recently, the firm was involved in several significant stock offerings, representing both issuers and underwriters. The challenges to business operations most frequently cited include: domestic competition, interest rate increases, global competition and trade policies. Only participants in the Kaiser Permanente defined contribution plans and b plans can invest in the funds. Com Ltd Business Services T Rowe Price Group.
Jive investments consultoria ltd abc Sealed Air. The firm has good experience in debt offerings, including debentures and agribusiness receivables certificates. Responsables de la pratique: Tiago Cortez. Martin Marietta Materials. It is mandatory to procure user consent prior to running these cookies on your website. The Fund returned 4.
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Founding partner Fernanda Guimaraes Hernandez , who has more than 30 years' experience in the field, leads the team. Each lawyer takes care of their cases as if it were the most important. Name partner Fernanda Guimaraes Hernandez has over 30 years in the market. Litigation involving the financial sector is a core area of activity for Bruna Macedo Moreth. She is able to create a culture inside the office which follows her principles. Advocacia Fernanda Hernandez is a Brazilian law firm, established in in Brasilia.

From the very beginning, the firm has been deeply committed to its clients, always seeking the best outcomes through ethical principles and transparency. The firm aims to distinguish itself by providing its clients with sound guidance and personal attention. The firm: Advocacia Fernanda Hernandez has solid experience of dealing with legal procedures in the various courts in Brazil, especially in Brasilia.

Its lawyers are well-positioned to provide legal assistance in both judicial and extrajudicial matters within the Brazilian jurisdiction. Furthermore, the firm has strong knowledge in acting as amicus curiae on matters submitted to trial in the Supreme Court and superior courts of Brazil in cases of general repercussion and repetitive petitions.

The firm also acts as a legal correspondent in Brasilia for the legal departments of various companies and for many law firms from the several localities in Brazil. Areas of practice: Advocacia Fernanda Hernandez has its legal practice outlined by the following areas: constitutional, tax, administrative, labor, mining, real estate and civil law.

Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies.

It is mandatory to procure user consent prior to running these cookies on your website. Email firm Visit website 55 61 Go to Expert team with effort to achieve goals. Practice head s : Fernanda Hernandez. Languages: Portuguese, English, French and Spanish. Staff Figures :. The documents also show how a cohort of Western consultants, accountants, and other professional services companies profited from her empire, and helped legitimize it.

ICIJ then shared the files with reporters from 36 news organizations, including Quartz. Dos Santos or her husband have owned a stake in all the companies below, according to the leaked files and public records. By providing your email, you agree to the Quartz Privacy Policy. Skip to navigation Skip to content. These are some of our most ambitious editorial projects.

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