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The main takeaway from the article: Brady plans every detail of his life so he can play football as long as possible, and he'll do anything he can to get an edge. He diets all year round, takes scheduled naps in the offseason, never misses a workout, eats what his teammates call "birdseed," and does cognitive exercises to keep his brain sharp. Brady struggles to unwind after games and practices. He's still processing, thinking about what's next.

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Is spread betting legal in ireland

Making it grow started with a visit to their Local Enterprise Office. We are fast approaching a point where electric cars will be the vehicle of choice for most drivers. One of the advantages of the Moneycorp online platform is that customers overseas can use it to learn about foreign exchange transactions and markets before committing themselves to anything. With so many fridge freezer styles available, finding the right one for your kitchen can be a complicated business.

Let our handy guide help you choose. Finding the best fridge freezer can be a tricky business — especially when you need it fast. Use our guide to help you decide just what kind of model you actually need. Now is the time to organise your holiday plans for and Oroko are the perfect travel partners.

The River Lee Hotel in Cork is the venue for this free event on November 8th which will offer an array of solutions for first-time buyers. Sponsored by the Embassy of China in Ireland. Seasonal affective disorder SAD is a very real issue which affects many people when the days begin to get shorter.

GSK has partnered with laya healthcare to roll out an innovative employee mental health initiative to help open the conversation around the issue in the workplace. Whether you choose an app, a social media support group or a running buddy, the key message of the Pfizer Healthy Town initiative this autumn is get out and get moving.

For most of us, looking after our gut health is relatively straightforward, but changes in your gut can be a sign that there is something going on in your body which needs to be investigated. With the future of work already taking shape, HR will move to become a strategic adviser to business. In the final part of the trading up series, we look at the return of the house and how to integrate the interior and exterior environment seamlessly, while maximising the garden layout to best suit your lifestyle.

From logistics to auctioneering: ambitious plans put apprenticeships on the agenda. In part five of our series, which aims to give buyers the confidence to look beyond the obvious when viewing a home, we ask some renovation experts how best to tackle the bathroom. PwC World in Report predicts a huge shift in the balance of economic power over coming decades.

In part four of a six-part series, we ask experts to assess the costs and implications of renovating a kitchen. Travel entrepreneur Mary McKenna, who started her business in her sittingroom, on the importance of being financially and physically fit and how family trumps all. To celebrate families in the outdoors this summer we sent a family zip-lining in Kilruddery.

An iOS app that offers activities and games allows children with the condition to work on their speech and motor skills. Irish workers are anxious, sleep deprived, and worried about their finances. Workplace programmes, such as one created by Microsoft Ireland and laya healthcare, can help.

To celebrate families in the outdoors this summer, we sent father-son duo Peter and Turlough McDonnell to try horse riding in Castle Leslie, Co Monaghan. To champion bars driving Irish whiskey success, we went in search of Redbreast along the Atlantic Whiskey Way — a new route to the heart of Ireland. To celebrate families in the outdoors this summer, and ahead of the Freddo Family Camps, we sent a family of four to cycle the Waterford Greenway. By , most new electric vehicles coming on the market are going to have ranges of km or more, completely dispelling myths around capabilities.

Whatever your destination, the Jeep Compass can bring you there. Join Brian Coakley as he ventures deep into the wilds of the Irish countryside. Guinness is bringing Meatopia, the wildly popular live-fire beer, food and music festival, back to Dublin's Open Gate Brewery. Organisations need new HR tools to meet the challenge of retaining staff and shaping employee relationships.

More and more are turning to foreign exchange specialist Moneycorp for its highly competitive exchange rates, lower transfer fees and a superior level of client management and guidance. Securing mortgage protection can be laborious and time consuming. Laya Life can offer a simple, instant online solution. Embracing new technologies such as AI and creating a strong digital culture will be critical to the future competitiveness of organisations, says Microsoft Ireland's Paul Shanahan.

Neff are celebrating the quality and confidence of Irish local food producers — here we meet some of the country's best. Chinese food specialists Hang Dai bring their latest street food venture to The Hop House, a three-part food, art and music event. Ahead of the finals of the Irish Restaurant Awards we ask some regional winners just what makes their food a success.

The first quarter of has seen exceptionally strong levels of activity across almost all market sectors, according to Lisney Estate Agents. For food entrepreneur Alison Cowzer, family support and an MBA gave her the confidence to build her company. How does driving the Jaguar E-Pace make you feel? In 'Mary Magdalene', which is in cinemas now, a clearer picture emerges of the woman who was a key apostle to Jesus.

Presenteeism is on the rise at work, but employers can help. New draught Guinness cans celebrate John Gilroy — the artist behind the iconic Guinness ads. For these chefs, gluten-free menus are never an obstacle to incredible flavour and choice. From CoderDojo to TechSpace - the creativity driving the coding generation is building great new horizons for young people. Redbreast is the definitive Irish whiskey and any one of its five expressions will make a perfect gift for whiskey lovers.

No matter what size a business is, it can benefit from investing in the health of employees. Employers who introduce mental health first aid training can help improve knowledge and attitudes towards stress and mental health issues in the workplace. Phase two of the 25 luxury two- and three-bedroom apartments in one of the best locations in Dublin offers inspired architecture, sophisticated interiors and beautiful surrounding.

Employees need to recognise that company pension schemes are a very valuable asset to their job. Hundreds of events will take place nationwide in November, providing a brilliant opportunity to explore the world of science and technology that surrounds us. Food, sleep and exercise — why your employees need all three to be successful at work. Increasingly aware of the benefits of a healthy workforce and the need to attract and keep talent, organisations are enhancing their wellness programmes.

To close the pensions savings gap we need to raise awareness of the importance of saving as young as possible for both genders, but particularly for women. For former geologist Andy Sleeman, the measure of his retirement success is the time it allows him to spend with his grandchildren, and on his boat.

The pension savings gap has increased by 38 per cent since and Ireland now has the second-highest gap in eight EU countries surveyed. It is estimated that , people in Ireland experience depression at some stage in their lives, but just talking about the problem can help a lot.

Men are becoming more open about their health, but overeating, smoking and drinking too much are still concern. If introduced to Ireland, auto enrolment would be the latest in a number of initiatives designed to bring more people under the pension umbrella and boost retirement savings. An upcoming Modern Parenting event in Tullamore, as part of the Pfizer Healthy Town programme, aims to build skills for parents leading today's complicated family lives.

Research suggests one-in-five could save by switching mortgage provider. The Pfizer Healthy Town has a busy schedule of events through the autumn in the Offaly town. The Irish language is an undercurrent which runs through Irish art but, for those who speak it daily, the personality of the language simply bubbles up in their work. BWG Foods, who own and operate Spar, Eurospar, Mace, Londis and XL have been able to negotiate highly competitive energy prices and achieve energy efficiency through their partnership with Electric Ireland.

Be One. A keynote speaker at the upcoming Responsible Innovation Summit, Sheena Iyengar, aims to help unravel the complex relationship between products and society. The pay gap between men and women pales in comparison to the pension gap. What's worse, says Kristen Foran, is the pension gap is growing. The mountains and sea that make up Sligo's Surf Coast offer the perfect balance of adventure and relaxation.

A new white paper from spend management software company Concur aims to help businesses get a better handle on employee expenses. Card payment provider, Elavon has developed solutions tailored to the needs of businesses to take advantage of the move to card and mobile payments. Artists draw inspiration from bees in pioneering initiative to raise awareness of honey bees and other wild pollinators.

The Dyson Pure range of air purifiers is built on decades of technology expertise and the cutting-edge design that Dyson is famous for. Ciara Hunt swapped life in the fast lane of fashion for a fledgling babyfood business. The ebb and flow of international currency fluctuations is difficult to predict but it is possible to take evasive action, says Gerry Gallen of Moneycorp.

We ventured to Clare Island to get a taste of this wild island life. For archivist Carol Quinn, a glass of Powers always brings with it the memory of the generations of people who produced it since it was created in Dublin in Wendy McCormack Stunt discusses what she has gained with age and reveals the beauty regimes and products that work best for her lifestyle.

Lamb is incredibly easy to cook and with the right recipes can bring a world of flavour to your dinner table. The Deloitte Best Managed Companies Awards are seeking entries from Irish companies that are mastering their growth strategies across all key management functions. World-class facilities and research focus to put business strategies at the heart of agriculture and food sector in Northern Ireland.

Travel, good job prospects and salaries, cutting-edge technology and an academic challenge are just some of the benefits of studying surveying. New service can be availed of by those without private insurance as well as private healthcare patients. We meet eight women who know that feeling great and looking beautiful is all about attitude, not age. With real-time reporting and legislative change on its way, businesses need a payroll system that is future-proofed.

Chris Kane is the first cooper to graduate in Ireland for over 30 years, joining his father in the Old Bushmills Distillery. A family holiday cruising on the waterways of Ireland comes stuffed with adventure. Vhi SwiftCare Clinics are well known for their speedy, caring attention and now their role in treating minor injuries is becoming a trademark too.

Here, we take a look at the luxury values driving both. Bank of Ireland teams up with online portal designed to support SME growth through international trade. Taking a strategic company-wide approach to pension plans is a complex but critical function of HR managers. The brand is driven by passion and its Museum of Style Icons has recently taken a lead role in shaping its next chapte.

With the help of Eamonn Harrington, sofa buyer at Harvey Norman, we have compiled a list of 10 things to consider when buying a new lounge unt. Irish Life Empower helps staff to understand their company pension so they can enjoy the best possible outcome at retirement. A new look, new conference centre and new management have allowed this hotel re-establish its status as a four-star hotel that matters.

Contactless payments are growing at a startling per cent year-on-year. Business owners need new tools to meet the demand. When broadcaster Lorraine Keane was approached to be a spokesperson for Cleanmarine MenoMin she nearly fell off her chair. Buying a home takes a lot of hard work and penny pinching but the rewards can last a lifetime. Designed to bring you one step closer to your new home, new pilot scheme launches degree videos of premium homes on Myhome. As Gas Networks Ireland brings first-time supply to Wexford and Nenagh we examine why choosing natural gas is a winning decision.

The discipline of coffee farming on the Kenco programme brought Carla Oviedo on a completely different path to success. Wrapping digital into your career is a crucial step in navigating your personal development path - the Digital Skills Academy plans to help you achieve it. From fitness to vitamins to protein — milk is a fantastic nutrition building block. Nigerian street photographer Timi takes us on a tour of Dublin through a collection he shot for Culture Night called Guinness in the City.

The transformative powers of a dollop of dairy. Dairy is at the heart of so many of our best-loved meals - here are some of our favourites. Rich green grass, family-owned farms, a great milk-producing climate and international customer base pushes Irish milk to the top of the field. The latest addition to the Clover family lets small retailers take control. The machines, beans and blends that make your home a natural coffee house.

With their most aerodynamic hatchback yet Suzuki has let Baleno take the lead. The Powerscourt Resort in Wicklow has doubled its number of weddings over the past two years - we went backstage at the hotel to meet the people driving the success. Sponsored Sponsored content is premium paid-for content produced by The Irish Times Content Studio on behalf of commercial clients. The Irish Times newsroom or other editorial departments are not involved in the production of Sponsored content.

Fri, Sep 12, , No Byline. Express PCR testing for Covid is now available for travel and private clients. If you want to future-proof your business you need to be in the cloud. Viagra Connect is now available over the counter at Boots nationwide. If you want to future-proof your business you need to be in the cloud Irish technology company BoatyardX delivers a compelling case for moving to the cloud to ensure the viability of your operations for the future.

The supplement boost you need to support your immunity for winter Supporting your immune system has never been more vital. Viagra Connect is now available over the counter at Boots nationwide Discreet and confidential, men can visit their local Boots pharmacy store for a brief consultation with a pharmacist, with no prescription required.

Bettystown Co Meath is ideally situated for both Dublin and Belfast A commuter town for nearby Dublin, this Co Meath enclave has a whole lot going for it including an outdoor lifestyle, great transport links plus lots and lots to do. Sustainability agenda drives search for alternative plastics and energy sources Many of the most pressing environmental problems are being addressed by institutes of technology.

Creating a stylish home that will flow to work for all your needs Potential savings from a mortgage switch, combined with some additional funds, could be the way to create your ultimate interior scheme. Profound shifts in shopping behaviour create opportunities to redesign the customer experience Key findings of new consumer sentiment research carried out by Accenture shows a divide among Irish shoppers. Brexit bears down on businesses As 1st January approaches, time is running out fast for companies not yet customs-ready.

New initiative tells story of vaccines and role of scientific advancement in society A new podcast series is being released in tandem with a digital-led initiative called Speed of Science, by Pfizer and Science Gallery at Trinity College Dublin. Inchydoney Island Lodge and Spa: From their families to yours After a tough year, the team at Inchydoney cant wait to get the doors back open again. Discover the Dublin 4 renovation project designed for three generations Switching your mortgage could provide extra funds to add new details to your home.

Firhouse Dublin 24 provides mature housing and access to the mountains This established Dublin suburb has nature at its doorstep as well as fantastic transport links, easy access to the city centre and a host of educational and leisure amenities. Discover a unique approach to living in luxury Mount Merrion scheme Boutique developers Turkington Rock have ensured form follows function in the exclusive Stone Park scheme, a mix of four A-rated houses and three large apartments.

The right training, at the right time, in the right way How Irish Times Training is helping businesses thrive through the chaos of Covid — and beyond. Building technology solutions to meet the challenges of the Covid pandemic in Ireland The Health Service Executive HSE and Microsoft using cloud technology to develop rapid and innovative patient-centred solutions.

Clever changes to reduce your health insurance premium Renewal time is here, which means many will be looking at ways to reduce costs and add benefits. Send your question to Santa for the Irish Times Santa Podcast Back for a second year in association with Opel, journalist Conor Pope has secured an exclusive audience with Santa Claus himself — and you can get involved.

Discover Germany from the comfort of your own home The new tourism campaign lets you soak up some art, visit museums and explore everything Germany has to offer, via live streams and videos. Maximising the potential of smart city investments Cities and communities are utilising smart technologies to solve a range of problems relating to the environment, mobility, crime prevention and economic growth.

Conversion tactics: making the most of unused space in your home An attic or garage conversion offers new possibilities. Rush Co Dublin is the commuter town with two beaches and easy city access Mature housing, good connectivity to the city and beyond, plus lots of outdoor amenities makes this north Co Dublin town a great place to raise a family.

Working smarter for a brighter future How and where people work will change in the post-Covid world with organisations such as ESB now focusing on smart working practices. Resource helps employers tackle fear and fatigue in the new world of work The latest playbook from laya healthcare shows organisations how to help staff thrive at every stage in the pandemic.

Your business needs to be Brexit ready. Kinvara Co Galway is the seaside village that offers a gateway to the Burren Beautiful scenery, an enviable Atlantic location with plenty to do, lots of housing options and access to both Galway city and Co Clare add up to a West of Ireland wonder. Go up, go out: which extension type is right for you? Blessington Co Wicklow is a lakeside gem with easy access to bright city lights Outdoor pursuits, lots of fresh air and the dual benefits of small town life coupled with urban proximity mean a lot of people are waking up to Blessington as a brilliant place to set up home.

Preparing your business for the practicalities of Brexit Mitigating the impact of exchange rate changes and looking at sector-specific challenges are steps Irish companies can take ahead of January 1st. Stressed skin, maskne and dull complexions: your beauty questions answered by an expert Clarins presents a winter skin clinic full of useful, actionable advice for those who are finding their skin needs a little extra TLC this autumn and winter.

Science Week: Looking to and a world full of exciting change Science Week celebrates its 25th anniversary with hundreds of virtual events from November 8thth, designed to get everybody thinking about what the world will look like in Inclusivity the key to Covid culture challenge How to maintain corporate culture when people work remotely has become a major issue for employers, says Kara McGann, head of social policy at Ibec.

The future is an attitude of hope and optimism Thanks to a wealth of digital, design, and sustainability disruptions, our future has never looked brighter or more promising. Straffan Co Kildare combines village charm with easy access to Dublin A bucolic location, afternoon tea aplenty, lots of outdoor amenities plus close proximity to Dublin make this Co Kildare enclave a very desirable place to move to.

Employers need a strong pension provider to partner with them Zurich Life helps tech firm Lionbridge unlock the full value of its pension scheme for employees across all stages of the retirement planning process. Architect-designed home on Mount Juliet Estate offers a new way to live Elegant proportions, a beautiful countryside setting and a host of amenities makes No.

Affordable homecare? Employers can ease employee concerns by prioritising their wellbeing Laya healthcare research shows that offering wellbeing solutions is a necessary way to build resilience, fostering engagement and connectivity among employees. How to get a warm, energy-efficient home now and into the future Improving your BER rating is a great way to reduce bills.

Choosing a pension? Meet Lavinia Morris, the woman leading tech innovation at KBC in Ireland Human connection and making things as easy and hassle-free as possible is the mission for this impressive COO, who is ticking lots of boxes at the challenger bank. As cyberthreats evolve how do you adapt protection? Free resource aims to help businesses tackle employee stress and wellbeing Landmark laya healthcare research finds that stress management and flexibility are key issues for workers and it has responded with a new series designed to provide help.

Workplace solutions that help us work together WeWork is supporting human connection, culture and collaboration in the workplace. Business owners hopeful of new guidelines for levels of personal injury damages The Alliance for Insurance Reform hopes to see reductions in the level of damages awarded, to bring them into line with other jurisdictions, and reduce insurance costs.

Braun Medical: Sharing 40 years of expertise in healthcare This month the organisation will celebrate 40 years in Ireland, having quietly played its part in offering vital support to those working in the health service. New initiative demystifies home retrofit as homeowners look to save on bills and go green The Generation Green Home Upgrade cuts through the complexity for consumers by providing a whole-home retrofit solution alongside straightforward low-cost finance options.

Research using AI to help support mental health during the pandemic At Ulster University, important research into mental health and wellbeing is aiding both Samaritans and those who need a daily helping hand. Everything you ever needed to know about pension contributions From contributions to employment status, company schemes and more, Mike Ainsworth, head of technical services at Zurich Life, has all the answers you need to get set up to save for your future.

Let's be creative and use this budget to stimulate the economy Government has a chance to move beyond status quo as it faces raft of challenges, says PwC head of tax. Popular, practical and plug-in: the new Audi plug-in hybrid has it all Family car offers convenient, environmentally-friendly option. The ultimate retirement countdown from your 20s to your 60s Now is the best time to start looking at your pension, say the experts at Zurich Life.

The Irish technology company driving digital innovation in Europe and North America BoatyardX builds native cloud applications for business, using an open, collaborative approach. The simple, easy way to access government stimulus package schemes The Covid Credit Guarantee Scheme is a key help and support for any business that has been negatively impacted, and you can apply direct through Bank of Ireland.

The sports tech entertainment company betting on your future DraftKings, the Boston-based technology firm opened a Dublin office in and is looking for talent. Insights on supporting business leaders as they fight the economic fallout of Covid Thought leaders and senior Irish figures from the world of business and economics will virtually gather at the IMI National Management Conference on September 24th.

Workplace solutions for enterprise organisations in a changed world WeWork is enabling people to work from home near home. Your essential kitchen and bathroom upgrade guide Planning a kitchen or bathroom project is exciting and inspiring. Innovating for a low-carbon impact Energy innovation is helping all of us transition to a greener world with ESB leading the charge. Educational excellence in a changed landscape The Institute of Education has rapidly adapted to meet the needs of students and overcome new challenges.

Create a covetable kitchen that is designed just for you Designing hand-made kitchens from quality materials that are beautiful, tailored to your needs, and which transcend trends is what Neptune is all about. Four technology trends that will affect Irish business now and in the future Enhancing relationships, AI and embedding innovation into the DNA of organisations are key trends Accenture has identified in its Technology Vision report.

Four new world white wines to try this summer that are incredible value Summer calls for fresh, crisp, quaffable whites that can be enjoyed solo or with food. Vitamin D for your family's health What you need to know about vitamin D for your family's health and immune system. Discover the Irish company reviving mead after a year hiatus Kinsale Mead is creating a new drink from old methods, and bringing mead to a wider audience with support from the Food Academy programme.

Meet the Irish organic food brand that went with its gut Blakes Always Organic is on a mission to bring the probiotic benefits of kefir to an Irish audience, thanks to the Food Academy programme. Discover the intelligent storage platform to support resilient business Flexible, reliable and scalable, the new PowerStore storage platform from Dell Technologies helps to address new workloads and demands of remote working.

Leading healthcare company continues to hire and grow MSD Ireland is innovating to meet the challenges posed by the current outbreak. Seeing more of your eye than ever before Specsavers rolls out a scan on a hospital quality machine that can detect eye problems before they reach advanced stages. Winds of success allow Irish wine lovers to discover Trivento Malbec For wine lovers globally, Argentina means Malbec. Specsavers: looking deeper into your eyes with OCT scanning Thanks to new technology, a range of often symptomless eye conditions can be detected.

Redbreast: "I like to think that I have a small part in the story" The archivist, the cooper and the blender discuss the history and unique taste of the most decorated single pot still Irish whiskey in the world. Smartwatch Christmas gift guide: A little something for everyone From kids to the family fitness fanatic, smartwatches and fitness trackers make a great Christmas present. A clandestine Christmas market adventure awaits the fortunate few who gain entry The Monkey 47 Wunderbar Christmas pop-up will appear in a secret location on Dublin's northside this November.

Find your top luxury travel destination for Let Oroko guide your travel plans for the year ahead. Alexa, what helps me feel more organised and keeps me focused on fitness goals? Capture the taste of Christmas in these cocktail and dessert recipes With the festive season nearly upon us, we spoke with five restaurant owners who have created bespoke cocktails and desserts using Baileys Irish Cream as a key ingredient.

Applications for National Childcare Scheme entitlement to open November 20th The new scheme, which opens for online applications on November 20th, provides subsidies to help reduce the cost of childcare for families. Wearable tech: 'It has helped by putting structure on going to bed' A new baby left Amanda Jane Sweeney getting just a few hours of rest a night, so she decided to try the Fitbit Versa 2 to see if it could help get her into a better sleep regime.

Need a more efficient business? Take the Productivity Challenge There is limited time available to apply for the competitive funding initiative, which helps businesses identify areas where productivity could be improved.

Electric vehicles are gathering pace 10 years since ESB introduced charging stations for electric vehicles, ESB ecars manager, Niall Hogan talks about expansion plans to meet increased user demand. Want to help combat climate change? Ulster University Business School: closing the skills gap The Business School is working alongside organisations in the development of programmes that support emerging skill requirements and career development.

What if the business model we apply to the charity sector is fundamentally flawed? Making the move to low carbon heating If we want to decarbonise energy, heat pumps are the way to go. Kildare Village and IMMA announce programme of events and exhibitions The collaboration will include a number of events and installations in Kildare Village, offering guests a chance to experience the collection in an alternative setting.

Some good news and some missed opportunities in Budget It came as no surprise that there were minimal tax changes announced in Budget , says Nicola Quinn, PwC Cork tax partner. How pioneering CMOs are changing the rules of marketing Meet the new marketing leaders who are driving a profound shift in marketing and rewiring organisations to improve customer experience. Pieta House initiative encourages people to connect, stay active and feel good The FeelGood with Pieta initiative encourages people to socially connect and keep physically active during the winter months, says Elaine Austin, CEO of Pieta House.

Free workshops at your Local Enterprise Office will prepare your business for customs If you plan to move goods to, from, or through the UK after Brexit, now is the time to prepare your business for custom. Employers are recognising the importance of supporting employees' mental health More businesses are seeking out ways to support employees and proactively putting measures and programmes in place to enhance overall staff wellbeing.

First-time buyers' event puts Cork on the map with record number of new schemes Ulster Bank is inviting prospective first-time buyers to a free informative event in October with hints and tips about finding the right home in Cork. South Africa: offering the culturally curious a heady mix of flavours From the traditional heritage of its rural villages to the urban art and cuisine of its cosmopolitan cities, a selection of local guides offer up some invaluable tips for your next trip.

New research takes another step towards self-aware artificial intelligence Ulster University develops the first computational brain model that explains human decision confidence and change of mind. Tax: Coping with complexity and uncertainty Companies are having to deal with a deluge of new tax legislation and rules and there is no sign of a let-up, according to PwC partner, Susan Roche.

Work up an appetite along the Causeway Coastal Route Taste the Island: The Causeway Coastal Route is one of the most scenic routes in the world but it is just as impressive for lovers of great food and drink. Did you think festival season was over? Fan who 'eats, sleeps, and breathes rugby' wins competition to be a mascot in Japan year-old Kyle Leybourne from Tullow, Co Carlow, wins the Land Rover Ireland competition to lead the Irish team out for their Rugby World Cup game against Scotland.

Put luxury travel on your agenda for Let Oroko help you reveal your dream travel plans for the year ahead. Cosmetic surgery: Take time to make the right choice It is vital to be able to talk through your aspirations with your surgeon and challenge them on every aspect, says Dr Ahmed Salman, clinical director of Auralia Clinic.

Fabulous Pharmacist gets the Relife treatment Laura Dowling is pharmacist adviser to Relife Ireland, the skincare brand. First-time buyers' event puts affordability of Dublin's outer suburbs on the map Ulster Bank is inviting prospective first-time buyers to an informational event in Dublin packed with hints and tips about finding both the right home and the right mortgage.

Change is in the air: time to plan ahead New beginnings can be stressful at this time of year but anticipating change and starting new habits in advance will help. Supporting staff through education and leadership roles Troy Kenny on how the culture of support in Pfizer helps employees achieve and exceed their career goals. Rediscover the joy of the train: Stories from an Intercity route Taking the train is time better spent - whether you choose to catch up with a friend, relax and have some 'me time' or catch up on some work.

The reinvention of customer service experience with applied intelligence Artificial intelligence is transforming customer experiences and delivering the personalised services modern consumers demand. MyLife: get fitter with friends with Irish Life's new coaching app Danielle Barron and two friends joined forces on the Irish Life MyLife fitness app, to challenge themselves with three very different goals in min. Meatopia: the smoking hot celebration of food, beer, music and fire returns Guinness X Meatopia returns to the Guinness Open Gate Brewery from July 5th to 7th.

Chernobyl: more than a historical drama, it's a cautionary tale for our times On the 30th anniversary of the tragedy Sky Atlantic presents a five-part miniseries that unlocks the story behind the worst nuclear disaster in hist. Moving up? Tips to increase the value of your home when selling We ask Robert Glynn of Habu Interiors for his advice on ways to allow potential buyers recognise the value of your home.

Lidl's easy-cook Easter dinner options Cut out the hard work this year with the Deluxe range of ready-to-serve or ready-to-cook dinner and dessert options. Cork becomes focus as first-time buyer's mortgage event heads south Ulster Bank is inviting prospective first-time buyers to a free informative event with hints and tips about finding the right home, the right mortgage and renovating. Animal welfare expertise at Ulster University takes all-Ireland approach With expertise in nutrition, therapeutics, and engineering, Ulster University offers solutions to farming and industry stakeholders North and South of the Border.

The Lidl Easter egg hunt: Scavenger hunt for all ages and desserts for the family In the first of our three-part Easter special built around the Lidl Deluxe range, Elaine McDonnell prepares for Easter with a scavenger hunt, and by baking an Easter wreath chocolate cake using ingredients from the Deluxe and Favorina range. Ideal Home Show embraces wellbeing: yours and the planet's. First-time buyer events to take place in Cork and Dublin this April Ulster Bank is inviting prospective first-time buyers to two free informational events packed with hints and tips about finding both the right home and the right mortgage.

Seat Tarraco: technology and design power a practical elegance The new Seat Tarraco offers a premium vehicle that suits all modern lifestyles. Interested in a renovation? Top tips to help you tell if it's the route for you Ahead of a first-time buyer series of events in Cork and Dublin, we speak to architect Karen Brownlee about the merits of choosing an older property to renovate.

Bidding on a house: what first-time buyers need to know Ahead of a Bank of Ireland and Myhome. First-time buyers: how to start saving for your first home Getting a mortgage and finding a home take centre-stage at Cork and Dublin events in March to help first-time buyers get started.

Starting a business? Let your local Enterprise Office make it happen Sligo company Quickcrop, now a multi-million euro business, started with funding from their Local Enterprise Office. Taking the train: six stories from the Belfast to Dublin line We asked regular passengers on the Enterprise commuter rail service just why they prefer to take the train.

Discover Derry: a foodie haven steeped in history, heritage and culture Derry is the perfect base for exploring the Wild Atlantic Way and the Causeway Coastal Route, but with much of the best of the northwest located in the city itself, you may want to just stay put. Got a great business idea? Let your Local Enterprise Office unlock its potential Dublin start-up, Webringg, has 47 staff in three countries, but once it was just an idea. Charting the drive towards electric car dominance on Irish roads We are fast approaching a point where electric cars will be the vehicle of choice for most drivers.

Moving home? How Moneycorp can make the journey home that bit easier One of the advantages of the Moneycorp online platform is that customers overseas can use it to learn about foreign exchange transactions and markets before committing themselves to anything. Need a new fridge freezer? At Alpha Markets we provide very competitive and fixed spreads, reducing the transaction costs for our clients.

Our spread equals 1 point. In order for you to make profits the market has to move by at least one point. So, if you bought while our quote was If it moves to Any price higher than that means you are in profit. If the spread was 2 points, then you would need to wait for the markets to move at least by 2 points before starting to make any profits. Hence, the smaller the spread, the quicker you may get into profits as it takes less of a movement.

This gives you a leverage of , meaning that you move a total value times larger than your initial outlay. This may also work the opposite way. The application of leverage magnifies the price movements in the markets. It can magnify both the profits as well as losses. The losses can exceed your initial outlay. A corporate action is an action carried out by a company that affects its stakeholders.

There are various types of corporate action; the most common being dividends, stock splits, and mergers and acquisitions. Dividends are the most common type of corporate action that will affect an open position. For a list of upcoming dividends, please click here. If you hold a position in a company that has decided to distribute a part of its corporate profits to its shareholders - a dividend, this will be reflected in your account accordingly.

Eligibility for dividends will depend on the direction of your position held - we pay dividends on long stock positions and holders of short stock positions may need to pay out a dividend. The ex-div day is the first day when the share trades without the dividend. For non-UK companies, the dividend may be subject to a withholding tax. Holding a long position in 20, shares of XYZ Corporation will entitle you to the dividend payout, providing you hold your position after the close of the day before the ex-div date.

And it will be tax free! While you are short in 35, shares of ABC Company, it goes ex div — the company decided to pay 5p per share. These include, but are not limited to:.

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Autochartist is a market scanner that saves you time by automatically searching for different spread betting opportunities. The add-on package consists of 28 additional Expert Advisors and technical indicators, including tools to manage risk and improve order management. Whether MT4 or MT5 is the best spread betting platform for you depends on the financial instruments you want to bet on. Designed predominately as a forex trading platform, MT4 users can spread bet on commodities and indices, while MT5 is a multi-asset platform designed for trading through exchanges which means access to stock markets is available.

All other major financial hubs around the world, i. While you can spread bet on a range of asset classes, the FCA recently introduced a regulation that banned retail traders from accessing crypto markets. Conversely, profits made from spread betting are CGT exempt as the trading activity is officially classified as gambling.

As spread betting profits are not subject to stamp duty or Capital Gains Tax, spread betting is seen as a more tax-efficient style of trading than traditional CFDs. With ultra-tight spreads, a great range of trading tools and the best trading platforms currently on the market, Pepperstone provides an excellent trading environment for spread betting.

Market access is provided to a good range of asset classes including forex, indices, commodities products. If you want to spread bet forex on MetaTrader 4, City Index is a great option for Irish traders with over 65 major, minor and exotic currency pairs. When spread betting with City Index, you can place daily funded bets, rolling dailies or quarterly bets.

To deposit and withdraw funds from your trading account you can use debit or credit cards, bank transfers or PayPal. MetaTrader 4 is the most popular forex trading platform designed for retail investor accounts. The software is well-suited to all levels of experience, with features like Autochartist to help beginners plus sophisticated algorithmic tools for experienced traders.

When spread betting, MT4 users can utilise the following tools to develop trading strategies and manage risk. City Index offers a demo account where you can practice spread betting in live trading conditions. Utilising demos before you start trading will give you an opportunity to test out the different trading tools you can use to develop strategies in a risk-free environment. IG is an online broker regulated by 11 different financial authorities around the world.

CMC Markets uses two regulators for Irish residents, these are. If you wish to spreadbet, then you need to make sure you signup with CMC Markets UK plc as they have the appropriate licencing to offer Spreadbets. When spread betting forex with IG you can maximise your gains by using leverage up to The broker offers six different trading platforms to choose from suited to different levels of experience. Before you start trading, educational materials can help you wrap your head around how spread betting works.

IG provides a good range of information online covering how to spread bet, the benefits as well as risk management techniques. The IG Academy is an excellent resource for beginners, as you can work through a course that includes interactive activities, quizzes and videos. As well as the IG Academy, which takes beginner traders through the basics, the broker offers many educational articles online.

For instance, articles explaining what bet sizes are, using FTSE as an example. As a beginner trader, demo accounts are an incredibly valuable educational resource. Like CFD trading, spread betting comes with a high risk of losing money. Demos allow you to practise trading volatile and complex instruments with virtual account balances, rather than risking real money.

The broker provides excellent educational materials, covering the basics of trading plus specific spread betting courses. To help you learn about spread betting and improve your trading strategies, ETX Capital provides a vast array of educational materials. Lessons teach useful skills such as risk management techniques while market analysis content to keep you to date with the latest trends.

Topics include market analysis, technical indicators and coverage on current economic events like Brexit. Platform tutorials with easy-to-follow videos are also available, along with trading courses that go over the basics of spread betting and risk management. Visit ETX Capital.

Compared to other spread betting companies, CMC Markets provides the best market access to over 9, products to choose from. Seven different asset classes can be included in your spread betting strategies, being forex, commodities, shares, ETFs treasuries and indices.

Available as a desktop platform or mobile apps, the software provides a diverse selection of trading tools such as technical analysis and charting features, client sentiment data and pattern recognition scanners. With over 9, different financial instruments to bet on, CMC Markets provides some of the best market access currently offered to retail investor accounts.

Spreads are competitive across all asset classes, and a good range of trading tools are available to help you develop diversified spread betting strategies. ThinkMarkets is a top broker that offers CFD trading and spread betting services. Spread betters gain access to a good range of markets, with forex, indices and commodities available.

The trading app is incredibly popular, with over 15, five star App Store reviews. If you want to trade on the go and stay up to date with markets regardless of where you are, ThinkMarkets mobile app is considered one of the best.

The fully functional mobile apps provide similar tools to desktop trading platforms, with various analysis tools with a mobile-friendly design. As well as financial markets, certain brokers offer spread betting on different sports events. With a wide range of products available, Spreadex is a great choice if you want to switch between sports and financial spread betting.

Rather than spread betting on financial instruments like forex, traders can spread bet thousands of sporting events as a Spreadex client. As well as spread betting, traders can also place traditional fixed odds bets as a Spreadex customer. If you are purely wanting to focus on financial spread betting, you can develop strategies with the following products: forex, futures, stock markets, indices, commodities, ETFs, options, interest rates and bonds.

Overall, Spreadex offers a unique spread betting product range compared to other brokers. The selection of financial markets, sporting and other events is diverse, ranging interest rates to cricket and politics. Visit Spreadex. If you are new to spread betting, placing smaller bets will help you manage the high risk of trading by minimising your exposure. Unlike other brokers, FXCM allows traders to place bets from just 7 points per stake. As well as smaller bet sizes, FXCM offers a great range of risk management tools suited to both beginner and experienced traders.

Basic risk management techniques such as stop-loss orders can be attached to bets. Alternatively, traders can pay a small fee to place premium orders like guaranteed stop losses. If you reside in Ireland, you will not be able to apply for a spread betting account with Oanda. The third-party charting software allows you to conduct sophisticated analysis, with over 65 technical indicators 11 customisable charts plus various drawing tools and timeframes.

As well as being able to trade directly from charts, users can use up to eight different charts simultaneously, in one layout. A great range of fundamental analysis tools are also available on Oanda Trade, with a comprehensive inbuilt economic calendar and real-time news powered by Dow Jones FX Select. When using Oanda Trade to spread bet you can access forex, commodity, index, precious metal and bond markets.

When spread betting, you are making a bet that a particular financial instrument will rise or fall. Although similar to CFD trading as you are speculating on price movements rather than buying or selling the physical underlying, the key difference is how profits are taxed. Spread betting profits are subject to neither CGT or stamp duty, making it a more tax-efficient style of trading.

Overall, CompareForexBrokers considers Pepperstone the best spread betting broker for traders based in the UK and Ireland wanting to spread bet. The style of trading suited to you depends on your location and whether you will benefit from the tax advantages. If you live in these areas and qualify as a retail trader, you may be able to increase net profits by spread betting opposed to CFD trading, as you do not have to pay Capital Gains Tax on spread betting profits.

Each platform provides different trading tools with various charting and automation features. To find out more, you can find our Best Spread Betting Platforms review here. Brokers can only offer spread betting services for residents of the United Kingdom and Ireland.

To find out more about the best brokers in different regulatory areas, check out our country-specific reviews here:. Pepperstone is Compare Forex Brokers top spread betting broker thanks to its competitive pricing, market access and trading tools. Whether you a beginner trader new to spread betting or a seasoned pro looking to implement Expert Advisor strategies, Pepperstone is an excellent broker for all levels of experience. You should know that spread betting is very much popular and considered a type of gambling according to the rules and regulations of the United Kingdom.

But on the other hand, Forex trading is considered as the mode of hypothetical investment. Forex trading belongs to CFD trading. The main difference between spread betting and trading is that there are no physical selling and purchasing of the asset in spread betting, and buying and selling fees are included in spreads.

The key difference between spread betting? TAX: The implication of tax in spread betting and Forex trading is the main difference. When dealing with Forex trading, you do not win any underlying asset, so you do not need to stamp duty charge. So, your profits are exempt both from capital gain and stamp duty. The profits are subject to a capital tax gain. On the other hand, spread betting is different. It is one kind of gambling. There are no physical selling and purchasing.

But on the other hand, spread betting is restricted to the people of Ireland and the UK. So, before opening your trading account, you need to check whether it is regulated and permitted in your country or not. But in the case of Forex trading, you can get the option between individual and corporate accounts. But in the case of spread betting, the fees are included in spreads, and there are no extra commission charges.

But in the case of the Forex trading, the account will not expire. But Forex trading is far more suitable and applicable for hedging. But Forex trading is acceptable in Islamic law. So, brokers offer a special opportunity to the Muslim traders and open an Islamic account. It is solely legal in Ireland and the UK. But from Canada, it also receives some transactions. In the United States, it is banned and prohibited. So the biggest benefit is the tax-free profit. But in the case of Forex trading, there are no issues related to legalities and acceptance.

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If the price moves in your favour, your profit is calculated by multiplying your original stake size by the number of points the share or currency has moved. If it goes against you, your loss will be calculated in the same way. An example is given later in the article. You need to be aware that Losses can exceed deposits. CFD trading is very similar to spread betting on shares. A CFD is a method that enables individuals to trade and invest in an asset by engaging in a contract between themselves and a broker, instead of acquiring the asset directly.

A Contract for Difference can go in any direction. All spread trading profits are recognised as the winnings of a bet, and are exempt from Capital Gains Tax. Unlike traditional share dealing, there is no stamp duty to pay on spread betting or CFD trades.

In theory — there could be a scenario where someone is deemed to be gambling as a trade or business. If CFD trading forms part of a business or trade — then any proceeds will be included in the income of the business and they will be charged income tax on their overall business profit. You should consider whether you can afford to take the high risk of losing your money.

This content is for educational purposes only and is not investment advice. There is risk involved of course — and it is recommended that you start with a demo or dummy account to try things out. The majority of retail investor accounts lose money when trading CFDs. Etoro Etoro was founded in and operates in more than countries with over 11 million users. It uses EU passporting rules to allow it to operate across the single market.

If it moves to Any price higher than that means you are in profit. If the spread was 2 points, then you would need to wait for the markets to move at least by 2 points before starting to make any profits. Hence, the smaller the spread, the quicker you may get into profits as it takes less of a movement. This gives you a leverage of , meaning that you move a total value times larger than your initial outlay.

This may also work the opposite way. The application of leverage magnifies the price movements in the markets. It can magnify both the profits as well as losses. The losses can exceed your initial outlay. A corporate action is an action carried out by a company that affects its stakeholders.

There are various types of corporate action; the most common being dividends, stock splits, and mergers and acquisitions. Dividends are the most common type of corporate action that will affect an open position. For a list of upcoming dividends, please click here. If you hold a position in a company that has decided to distribute a part of its corporate profits to its shareholders - a dividend, this will be reflected in your account accordingly.

Eligibility for dividends will depend on the direction of your position held - we pay dividends on long stock positions and holders of short stock positions may need to pay out a dividend. The ex-div day is the first day when the share trades without the dividend. For non-UK companies, the dividend may be subject to a withholding tax.

Holding a long position in 20, shares of XYZ Corporation will entitle you to the dividend payout, providing you hold your position after the close of the day before the ex-div date. And it will be tax free! While you are short in 35, shares of ABC Company, it goes ex div — the company decided to pay 5p per share.

These include, but are not limited to:. For more information on how a corporate actions could affect your account, please contact our Client Services team via service alphamarkets. Other costs, apart from the spread, you need to take into account when dealing in CFDs or Spread betting are the daily financing charges.

Financing charges represent the cost of borrowing the capital that is needed in order to open a position. Positions that remain open overnight are subject to those charges, and are incurred on a daily basis.

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You should know that spread betting is very much popular and considered a type of gambling according to the rules and regulations of the United Kingdom. But on the other hand, Forex trading is considered as the mode of hypothetical investment. Forex trading belongs to CFD trading. The main difference between spread betting and trading is that there are no physical selling and purchasing of the asset in spread betting, and buying and selling fees are included in spreads.

The key difference between spread betting? TAX: The implication of tax in spread betting and Forex trading is the main difference. When dealing with Forex trading, you do not win any underlying asset, so you do not need to stamp duty charge. So, your profits are exempt both from capital gain and stamp duty.

The profits are subject to a capital tax gain. On the other hand, spread betting is different. It is one kind of gambling. There are no physical selling and purchasing. But on the other hand, spread betting is restricted to the people of Ireland and the UK. So, before opening your trading account, you need to check whether it is regulated and permitted in your country or not.

But in the case of Forex trading, you can get the option between individual and corporate accounts. But in the case of spread betting, the fees are included in spreads, and there are no extra commission charges. But in the case of the Forex trading, the account will not expire.

But Forex trading is far more suitable and applicable for hedging. But Forex trading is acceptable in Islamic law. So, brokers offer a special opportunity to the Muslim traders and open an Islamic account. It is solely legal in Ireland and the UK. But from Canada, it also receives some transactions.

In the United States, it is banned and prohibited. So the biggest benefit is the tax-free profit. But in the case of Forex trading, there are no issues related to legalities and acceptance. However, be warned that not all providers may accept international spread betting applications - for instance CMC Markets and Cantor won't allow it - they will ask you to open a CFD trading account instead.

Other providers like Ayondo accept international applications but gains may not be offically, at least tax-free as in the UK and Ireland. You should check the laws of your country if you are in doubt and this is your responsibility as the tax status of spread betting may vary depending on your residence. A: In the United Kingdom spread betting is regarded as gambling although it is still regulated by the Financial Services Authority , therefore is not subject to tax.

It is also worth noting that all income in the USA is taxable including gambling winnings.