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See how Citi is taking steps to help mitigate the effects of the pandemic, from helping clients to providing relief through funds to frontline healthcare workers, organizations such as No Kid Hungry and more. Despite the pandemic limiting options for group events, Citi was determined to do our part through meaningful volunteerism. The Citi Plex Account is a new digital checking and savings account built to make managing money simpler, smarter and more rewarding. Community Development Financial Institutions do more than provide capital, they level the playing field for communities and populations at risk of being left behind. Market attention has focused on the bearish potential return of the U.

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C young investments

Our interests are aligned with yours. When you benefit, we benefit. And you can take comfort in knowing that when you join Richard C. We generate all of our own investment ideas. Every security we purchase is vetted by our in-house team of investment professionals.

If you want to know why we purchased a security in your account, or if you are looking for an update on our global economic outlook, our seasoned financial advisors are here to help. We include in our client portfolios a sufficient number of securities to gain the benefits of diversification without diluting exposure to our highest conviction investment ideas. If you shop around you may find our 0. Finally, none of the investments we purchase for clients generate referral income to our firm, which makes our recommendations conflict-free.

We are not traders or speculators and do not offer strategies for either approach. Our primary focus is to invest in securities that pay interest and dividends. Sign Up Here. Legal Disclosure Notice. Sign up to receive our latest letter as soon as it is posted. Our client letter is free even for non-clients. Welcome Richard C. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

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Biggest Exited Positions. Biggest Position Increases. Biggest Position Decreases. Richard C. Link to 13F filings: SEC filings. United Parcel Service Inc. Norfolk Southern Corp. Visa Inc. Verizon Communications Inc. Texas Instrs Inc. Koninklijke Philips NV.

CVS Health Corp. Lowes Cos Inc. Kimberly Clark Corp. Pfizer Inc. Medtronic PLC. Novartis AG. American Tower Corp New. Wal Mart Stores Inc. Fortis Inc. State STR Corp. Intel Corp. Automatic Data Processing In. Southern Co. International Business Machs. Cisco SYS Inc. Analog Devices Inc. Evercore Inc. McDonalds Corp. Avista Corp. Hershey Co. Caterpillar Inc Del. Kroger Co. Starbucks Corp. Polaris Inc. Colgate Palmolive Co. Home Depot Inc. Price T Rowe Group Inc. Kinder Morgan Inc Del. It's not the goal - it's the freedom to pursue their personal goals.

This is why we are so intent on the work that we do. We help our clients make the best decisions they can to utilize and grow that wealth, enabling them to live the lives they want for their families. We partner with our clients to provide ongoing advice to guide them through many of life's decisions, and we help them invest in a manner that is tailored to their specific needs. We're a local firm through and through, but we've been around the block.

Your family gets the warmth and attention you expect from a local firm with the experience of a larger one. Many advisors try to game the market and predict the winners, but we've seen the results. Instead, we structure our investing after Nobel Prize-winning research , letting the data guide our methodology and planning for long-term success. We don't want to simply be an advice dispenser.

Instead, we try to help our clients truly understand the reasons for the advice we're giving and then empower them to make the best decisions going forward. We don't tell, we teach. We are a fee-only firm — we get no commissions from the investments of our clients — meaning our interests are aligned with yours.

Our advisors aren't isolated — when you work with one, you're working with the collective wisdom of the team. This structure helps every advisor provide the best advice, letting you benefit from a whole host of professional experiences. And if you're a Dave Ramsey fan? We have SmartVestor Pros on the team too. Click here for more about our advisors.

Our Team.

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